How To Build A Two Stock Portfolio
How many funds do you need in your portfolio? A fairly radical view is that you need just two: a share fund and a bond fund. What's wonderful about that is that it's so simple. Asset allocation simply becomes a matter of how much money you put into fund A and into fund B but if you do it in sterling there are some considerations that you have to take into account and a lot of the proponents of the two fund model are US dollar based investors. So let's see how we could do that in a bit more detail.
Review of Smithson Investment Trust
Fundsmith is about to launch a new fund called Smithson. This is exciting, because Fundsmith is such a successful asset manager. It's global equity fund has beaten its index consistently over a very long period of time. So what is it that this new fund is setting out to achieve how much will it cost and how likely is it to succeed?
How To Transfer A Stocks & Shares ISA
An Individual Savings Account (ISA) is like a tax invisibility cloak. You don't pay tax on any investments held in the ISA. Lots of companies offer ISAs, but if you are not happy with your existing provider you can switch to another one. In this article, we show how to work out the cheapest way to do the transfer without losing your ISA allowance.
How to Invest During Brexit
UK investors can't ignore Brexit. Brexit will be one of the most important drivers of return in your portfolio over the next few years, so it is worth getting your portfolio prepared. Here we provide an approach and a spreadsheet that helps you decide which outcomes are most likely and position your portfolio in line with your beliefs.
What Is The Ex-Dividend Date?
Many stocks and funds pay you a regular cash dividend payment. In order to receive this payment you must be a registered owner of the stock before a specific date: this is the ex-dividend date. If you buy the stock after this date you won't get paid a dividend until the next dividend payment. For some stocks that could be up to a year later.
Is Gold a Good Investment?
Gold has been synonymous with wealth for millennia, but is it a good investment? We find that contrary to received wisdom gold is a poor diversifier and offers little protection against inflation. The historical drivers of gold are pointing at a period of poor performance ahead. Gold generates no income and consequently has no fair price and so its price is driven by speculation. For these reasons gold is difficult to justify as part of a portfolio.
Lump Sum Investing or Drip Feed Investing: Which is Best?
If you have a cash lump sum to invest is it best to drip feed that money into your investments or to invest it all in one go? The best strategy depends on something nobody knows: whether markets are going to rise or fall.
Which is the Best UK Active Fund: Lindsell Train, Fundsmith or Vanguard Value?
How do you choose market-beating active funds that will outperform for decades to come? While there are some guidelines you can follow the surprising truth is that this is ultimately a matter of faith. Here we compare three UK active funds which we believe have the potential to outperform long-term: Fundsmith Global Equity, Lindsell Train Global Equity and the Vanguard Global Value Factor.
Review of Lindsell Train Global Equity Fund
Lindsell Train Global Equity is an extremely popular investment fund that is drawing in capital thanks to its strong performance. Here we delve into its approach to investment, the risks it is taking to generate those strong returns and whether that outperformance can continue.
How Many ISAs Can I Have?
You can split your £20,000 ISA allowance amongst one each of the four ISA types in this tax year: a Cash ISA, Stocks & Shares ISA, an Innovative Finance ISA & a Lifetime ISA. A household creates even more opportunities for tax-free saving for you and your family.
What Is An Investment Platform?
What is an investment platform? How much does it cost? What services does it provide for that fee? Mark Polson, the founder of Lang Cat, provides answers to all these questions.
Review of Vanguard Factor Funds
Can you box Warren Buffet's investment style? Maybe not, but you can buy four cheap, active factor funds from Vanguard that buy stocks which are fundamentally cheap (Value), have prices rising more than other stocks (Momentum), have shares that change hands infrequently (Liquidity) or have small price fluctuations (Minimum Volatility). Research shows that these factors have beaten the wider market over the long-term.
What Should You Do In a Market Crash?
During a market crash you will be bombarded with tales of fear and woe. But for a long-term investor these market setbacks are simply bumps on the road. Find out how to beat your cognitive biases and maintain your investment goals and discipline through tough times...
Review of Vanguard Target Retirement Funds
Vanguard Target Retirement funds are inexpensive, diversified and designed to give you a good, but not guaranteed, investment outcome by some fixed date in the future. They do this by starting with a high equity allocation then dialling down risk by moving more money into bonds as the fund approaches its target date.
Has Neil Woodford Lost His Mojo?
Neil Woodford is a fund management superstar but his performance has slipped after some disastrous stock picks in 2017. We look at his investment style and ask: has he lost his mojo?
Fundbuyer’s Checklist
We give a checklist of 8 things to consider when buying a fund. This list helps you make a reasoned and considered choice when deciding on which fund to buy. It also helps you record why you made a purchase.
How I Invested 20k Using ETFs and Vanguard Direct ISA
You asked on YouTube how I would invest £20k of my own money. Here is my answer illustrated with my Vanguard Direct ISA. I take you from planning the portfolio using a correlation tree via macroeconomic indicators, valuation and then implementing the actual trades in my Vanguard account.
China for Investors with George Magnus
China has the second largest share market in the world behind the US. If China stumbles it affects all global markets. If you are an investor you need to stay informed about political and economic developments in China. The renowned economic George Magnus shares his knowledge of China; you literally can't afford to miss what he says.
Are ETFs Dangerous?
An active fund manager has launched a broadside against passive Exchange Traded Funds. He claims that ETFs are like a blindfold for investors which will make the whole market stumble when the next downturn arrives. We disagree, and here are the reasons why...
Interview with Andrew Innes on Active vs Passive Performance
​ Quick Navigation What Are Active and Passive Funds?What Are Alpha and Beta?How Are Active Funds Doing Globally?Short-Term Outperformance Much[...]
Interview with Chris Stringman author of “Win, Lose, Repeat”
Chris Stringman is a "regular guy" who got involved in financial spread betting and lost £130,000 as a result. He wrote a book called "Win, Lose, Repeat" and in this interview, he gives us some of his motivations for writing the book and how he kicked his spread betting gambling addiction.