How to Choose the Best Funds

With so many different investment funds available, understanding which is the best for you can be a daunting task. So in this course, we take you step-by-step through the things you need to understand and consider to enable you to make the right choice.

including tax

What you'll Learn

This course will teach you what you need to know about choosing a fund that’s right for you. From understanding what different types of funds are available and what they can bring to your portfolio, through to helping you identify your investment goals so that you can choose a fund that meets your needs.

Key Focus Areas

These will include:
  • How to identify your investment goals
  • What returns you should realistically expect from your investments
  • How to increase your returns
  • What funds contain and how their contents can affect the risk and return of your investment
  • How a fund is legally “wrapped” and the impact of this on your investment
  • What a key investor information document (KIID) is and how to understand it
  • What accumulation and income funds are and which are best for you
  • How to know if you are buying high-risk funds
  • How many funds do you need to buy
  • What the difference is between active and passive funds and what the pros and cons of each are

Course Breakdown

This course will take you through the following content:
  • Know your investment goal
    • Risk capacity
    • Investment Horizon
    • Arse capacity
  • What returns to expect
  • Keep your fees low
  • What a fund contains
    • Stocks & shares
    • Bonds
    • Real estate
    • Commodities
    • Multi asset funds
  • How the fund is legally “wrapped”
    • Accumulation & income
  • Actively managed or passive
  • Income
  • Risks
    • Bond fund risks
    • Currency risks and hedged funds
    • Leverage
  • How many funds should you buy
  • How to read a key investor information document (KIID)