Membership Explained
PensionCraft has something to offer everyone who is interested in investing. We have members from all over the world and with all levels of investing experience from absolute beginners through to professional investors.
You can pay monthly and cancel at any time or if you sign up for an annual subscription you will receive one month of free membership.
Membership Types
Basic Membership
This membership level helps support us in continuing to create our free YouTube content that anyone and everyone can benefit from.
£5.70 inc. VAT
(or pay annually £5.23/month equivalent)
Premium Membership
This membership level is packed full of exclusive benefits that will support you on your investment journey and help you to avoid making costly mistakes.
£19.20 inc. VAT
(or pay annually £17.60/month equivalent)
Membership Comparison
Click the + next to any feature for more information
| Features | Basic | Premium | Description |
|---|---|---|---|
| Video & Content | |||
| Preview YouTube videos | Watch PensionCraft's YouTube videos before they go public. Typically a few days early straight from your dashboard. | ||
| Ad-free YouTube videos | Watch without interruptions. Preview videos have no YouTube ads and no mid-roll sponsor breaks. Disclaimer: Videos may include a short sponsor mention at the start and end of the video. | ||
| Priority on YouTube Lives | Premium members' questions get priority during YouTube live streams. Disclaimer: Superchats and YouTube members still receive further priority, and we cannot guarantee that all questions will be answered. | ||
| Exclusive members-only videos | Regularly, Ramin makes an exclusive video on a topic voted for by members in the community forum. Members get access to an extensive library of over 300 exclusive explainers and 200 recorded Q&A sessions. | ||
| Portfolio critiques | Portfolio Critique is a chance for members to have their portfolios reviewed by Pensioncraft (Ramin or other coach). Video critiques are available to premium members but no personal identification is revealed. | ||
| Tools & Trackers | |||
| Suite of 32 live trackers | 32 dynamic investment tools including Monte Carlo retirement forecasts, drawdown calculators, and valuation trackers. Built to answer the questions most investors struggle to find answers to. | ||
| PensionCraft tools app | Our Tools app lets you create investment strategies and backtest them to evaluate potential returns and risks. | ||
| Courses | |||
| Beginners bundle | Everything you need to start investing with confidence, from scratch. Free access to our beginners bundle course which includes the modules:
| ||
| Live Events | |||
| Live interactive sessions | Regular webinars with Ramin via Zoom. You can ask Ramin your questions directly. | ||
| Community | |||
| Community chat forum | Access to a lively private online chat forum. Our private chat is a genuinely helpful investing community. Members answer questions fast (sometimes faster than Ramin!) and share clear, practical insights. It’s a great place to learn, ask, and connect. | ||
| Other Resources | |||
| Useful spreadsheets | Practical spreadsheets to help you save, invest, and manage your portfolio with confidence. | ||
| CraftHub AI search | AI-powered search across all PensionCraft content — find videos, tools, and answers in one place, or refine tracker tools conversationally. | ||
| Member Perks | |||
| An exclusive 40% discount on MyFinanceFuture | An exclusive 40% discount (T&Cs apply) on MyFinanceFuture Premium financial planning tool. Only PensionCraft annual Premium members and monthly members (who have been members for three or more of the last 12 months) are eligible. | ||
| Subscribe Now | Subscribe Now ⭐ |