Podcast: Many Happy Returns

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As interest rates have risen, more and more people are interested in buying bonds. Individual government bonds can be a useful tool to lock in a high rate. But do individual bonds really make more sense than bond funds? — Get a FREE share 🎁 worth between £10 and £100, exclusively for Many Happy Return’s...
Designing a retirement portfolio is one of the thorniest problems in investing. The mix of assets you choose dramatically affects how much you can safely spend during retirement. Withdraw too much from your pot, and you risk running out of money. We’re joined by the creator of Portfolio Charts to examine optimal asset allocation. Tyler...
With valuations stretched, American stocks need to deliver the goods this earnings season. Companies must grow their profits and defend their margins or risk the end of the S&P 500 bull market. And in today’s Dumb Question of the Week: What is a ‘blackout period’? — Get a FREE share 🎁 worth between £10 and...
Many investors favour stocks that pay a high dividend, opting to live off the cash they generate. Even stingy US tech companies have started to pay dividends. But does a strategy focussed on income make sense? And in today’s Dumb Question of the Week: What is ‘Shareholder Yield’? — Get a FREE share 🎁worth between...
A stock market crash early in retirement can leave you struggling to live off your investments. We discuss de-risking our portfolios and how to manage ‘sequence of returns’ risk. And in today’s Dumb Question of the Week: Is a stock market crash good for long-term returns? Thanks to Freetrade for sponsoring this episode. Sign up...
The Bank of England has been criticised for its failure to foresee high inflation. A damning new report takes aim at the central bank’s forecasting process and urges a major overhaul. And in today’s Dumb Question of the Week: What is ‘quantitative tightening’? Thanks to Freetrade for sponsoring this episode. Sign up at Freetrade.io/pensioncraft to...
Investing a lump sum is a big decision that comes with great responsibility. Should you be conservative with your newfound wealth? Should you pile into markets straight away or drip feed slowly over time? And in today’s Dumb Question of the Week: What does FSCS protection cover? Thanks to Freetrade for sponsoring this episode. Sign...
Daniel Kahneman was the pioneer of behavioural economics and won a Nobel Prize for his work on cognitive biases. By explaining how a litany of psychological missteps skew our decisions, few people have had more influence on investing. We discuss how Kahneman improved our investing judgement and taught us to manage risk intelligently. And in...
US regulators have swung for the fences, accusing Apple of running an illegal smartphone monopoly. But will the legal cases facing big tech firms hurt stock prices? Thanks to Freetrade for sponsoring this video. Get a free share worth between £100 and £2,100 when you open & top up, or transfer an ISA and/or SIPP....
Stock markets have hit all-time highs in recent weeks, with bitcoin and gold joining the party. Inevitably, people ask, “Is this a bubble?!” And in today’s Dumb Question of the Week: What’s the difference between investing and speculation? Thanks to Freetrade for sponsoring this episode. Get a free share worth between £100 and £2,100 when...
ESG funds lured investors with the promise of simultaneously saving the planet and achieving higher returns. But after years of inflows, investors are pulling their money. Is there a better approach to sustainable investment? And in today’s Dumb Question of the Week: Why are there multiple oil prices? Thanks to Freetrade for sponsoring this episode. ...
With just one month until the end of the UK tax year, it’s time to review our family finances. It’s time to make the most of your annual allowances and optimise your family finances and investments. And in today’s Dumb Question of the Week: What is ‘bed and breakfasting’? Thanks to Freetrade for sponsoring this...
Excitement about AI is powering a new bull market. Nvidia smashed earnings expectations, catapulting the company towards a two-trillion dollar valuation and lifting stocks globally. Thanks to Freetrade for sponsoring this episode. Sign up at Freetrade.io/pensioncraft to get a free share worth between £10 and £100. When you invest, your capital is at risk. The...
The UK and Japan slipped into recession at the end of 2023, and growth remains weak in Europe and China. While the US economy is booming, much of the world is struggling — does an economic downturn spell disaster for our investments? And in today’s Dumb Question of the Week: What’s the difference between a...